Terms & Conditions

About StreeDhana

This website, www.streedhana.com (the “Website”), is operated and maintained for StreeDhana, a financial literacy and investor awareness platform, promoted by NextStep Financials Service Private Limited having Master ARN No-348835(hereinafter referred to as “NextStep Financials” or “the Company”).

StreeDhana is an education-first platform created to promote financial awareness, goal-based planning, and informed decision-making, especially for women investors. Where mutual fund related facilitation or distribution is enabled, it is undertaken only through AMFI-registered Mutual Fund Distributors associated with or authorised by NextStep Financials, as applicable.

Throughout the Website, the terms “we”, “us”, and“our” refer to StreeDhana and/or NextStep Financials Service Private Limited, unless stated otherwise.

Acceptance of Terms

By accessing or using this Website, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions, along with the applicable Privacy Policy and all relevant laws and regulations in force in India.

If you do not agree with any part of these Terms, you should not access or use the Website.

StreeDhana reserves the right to update, modify, or replace any part of these Terms & Conditions at any time. Continued use of the Website following such changes shall constitute acceptance of the revised Terms.

Nature of Services

  • StreeDhana is primarily a financial literacy and awareness platform. The content, tools, calculators, and risk profiling features available on the Website are intended only for educational and informational purposes.
  • Any goal planning, risk profiling, or illustrative outputs generated on the Website are indicative in nature, based on user-provided inputs and assumptions.
  • StreeDhana does not provide investment advice, portfolio management services, or assured returns.
  • Where investment facilitation is enabled, it is subject to:
      1. Completion of KYC as per SEBI / AMFI regulations
      2. Suitability assessment
      3. Applicable distributor disclosures

User Obligations

  • You confirm that:
      1. You are 18 years of age or older, or
      2. You are a lawful guardian acting on behalf of a minor with valid authority.
  • You agree to provide true, accurate, and complete information, including personal, financial, and KYC details, wherever required.
  • You are responsible for maintaining the confidentiality of your login credentials and for all activities carried out through your account
  • You must immediately notify StreeDhana of any unauthorised access or security breach of your account.

Use of Website

You agree that you shall not:

  • Use the Website for unlawful purposes.
  • Attempt to gain unauthorised access to systems or data.
  • Use bots, automated scripts, or mass tools to misuse the platform
  • Engage in abusive, fraudulent, misleading, or defamatory conduct

If any such activity is detected, StreeDhana reserves the right to suspend, restrict, or terminate access, and may report such actions to appropriate legal or regulatory authorities.

Transactions & Compliance

  • Any financial transaction facilitated through the Website shall be made only from the user’s own verified bank account.
  • You confirm that such transactions comply with:
      1. Income Tax Act
      2. Prevention of Money Laundering Act
      3. SEBI / AMFI regulations
      4. Any other applicable laws

    • No Warranty & Limitation of Liability

    1. All content, tools, and services on the Website are provided on an “as-is” and “as-available” basis.

    2. StreeDhana and NextStep Financials expressly disclaim all warranties, whether express or implied, including merchantability, fitness for a particular purpose, accuracy, or non-infringement.

      3. The Website does not guarantee:
      • Achievement of financial goals
      • Accuracy of projections
      • Protection from market risks
      • Tax efficiency or regulatory outcomes
    4. All investments are subject to market risks.

    StreeDhana, NextStep Financials, or associated partners shall not be liable for any losses, direct or indirect, arising from investment decisions made by the user.

    Risk Profiling & Planning Tools

  • Risk profiling and goal planning tools are software-driven, based on user inputs and assumptions.
  • Outputs are indicative and illustrative, and users are free to modify assumptions.
  • Final investment decisions rest solely with the user.
  • Users are encouraged to seek advice from SEBI-registered advisors before making any financial decision.

    • User Declarations

    By using the Website, you confirm that:

  • You have read and understood the Privacy Policy
  • You consent to being contacted via phone, email, SMS, or electronic communication for platform-related purposes
  • You will update your information promptly if there is any material change

    • Intellectual Property

    All content, design, tools, and software on the Website are the intellectual property of StreeDhana / NextStep Financials or its authorised partners and are protected under applicable laws.

    No part may be copied, reproduced, or distributed without prior written permission.

    Governing Law

    These Terms & Conditions shall be governed by and construed in accordance with the laws of India, and courts having Lucknow jurisdiction shall have exclusive authority.

    Mutual fund investments are subject to market risks. Please read all scheme related documents carefully. Risk profiling and goal planning tools are indicative and do not constitute investment advice.